Make a positive impact on the environment by lending $25 to a small family in the developing world on Earth Day. … More Environmental Change on Earth Day: One Family at a Time
Here are 5 telltale signs of debt collector scams. Fake debt collection agencies often do not have proof of ownership or your relevant credentials, among other red flags. … More 5 Signs of a Debt Collector/Collection Scam
Struggling with student debt in Canada? As of November 1st, 2016, you can delay repayment till you earn C$25,000 per year according to the updated Repayment Assistance Plan revealed by the Canadian Government. … More Debt Relief for Student Loan Holders in Canada
Save money in an Emergency Fund to meet unexpected expenses instead of relying on debt from credit cards and banks. … More 3 Benefits of an Emergency Fund
Instead of depending on credit cards during emergencies, you can borrow money from your social circle, employer or cash out your provident fund. The interest rate will be lower than the one charged by your credit card company and the repayment terms may be more relaxed. … More 4 Sources of Cheap Credit / Debt Instead of Credit Cards
A bad credit score can hamper your goals in life by limiting access to cheap credit. Regularly paying your utility bills and responsibly using credit cards can gradually improve your credit rating. … More Bad Credit Isn’t A Scarlet Letter, But You Should Fix It Anyway
There is no such thing as good debt. Instead, home loans and student loans can be labelled ‘low risk’ compared to short term consumer debt, which is “high risk’, in order to properly portray the reality of financial debt. … More Good Debt Vs Bad Debt – What’s the Difference?