Read some of our top money tips that help you earn more and save more.

When you go out on weekends for fun, you inevitably spend money, whether it’s in food, entertainment or a cool deal that caught your eye at a store. To stop yourself from spending money unnecessarily, simply stay at home on weekends.

Credit card hack, debt repayment

If you make more frequent credit card payments, you will lower the amount of accrued interest because your credit card debt will be repaid faster

A high credit score will allow you to bargain a lower interest on your debts.

By relying solely on cash, you will be forced to limit your spending to the amount in your wallet.

How to lower credit card bill and interest rate on debt, personal finance debt, debt repayment,

Reduce the growth of your credit card debt by asking for a reduction in the interest rate.

Many credit card companies will oblige your request for a lower interest rate on your card if you simply ask. A bargain can also be negotiated if you point out you’ve been a loyal customer and paid your credit card bills on time. The credit card company may offer you a cut on your interest rate as a reward.

How to budget, how buy expensive things, calculate true price, how to control impulsive buying
Is the new phone worth 70 hours of your life?

When you determine the price of something new based on the numbers of hours you worked to earn the equivalent amount of money, instead of the retail price, you can’t understand the true cost of a purchase. This approach puts the purchase into perspective, such helps control impulsive buying and keeps your budget easy to stick to.

Ask your credit card company to lower your interest rate because you’ve been a regular, responsible customer. Chances are, they will.