Budgeting Hacks

#15: 5 Phrases to Make Financial Budgets a Fun Process for You and Your Family

Today’s personal finance tip is about making household budgets a fun activity.

We’ve talked about involving the family in the household budgeting process to keep them in the loop and to make it easier for them to accept lifestyle changes that may be required as a result of the financial budget. However, this can become a pretty tedious activity over time if your kids are young or simply not that interested in money matters (for which you can use the following conversation starters offered by Consumer Financial Protection Bureau).

You can also try make make personal budgets a fun activity/process to develop an interest in the task, and for that, we recommend letting out the creative side of you.

Use creative headings​ for expense categories in your personal budget to make it more fun!

Let your creative juices flow and make up funny titles for expense categories that are a part of your household budget, such as entertainment expenses, maintenance costs, groceries, education expenses, and utility bills. Here are a few examples you can use for FREE!

How to make budgets fun, funny ideas for budgets

  1. Typical budget heading: Maintenance expense
    Fun alternative budget heading: Stopping the house from falling apart.

  2. Typical budget heading: Entertainment expense
    Fun alternative budget heading: Keeping myself from losing my mind.

  3. Typical budget heading: Medical expense
    Fun alternative budget heading: An apple a day doesn’t always keep the doctor away.

  4. Typical budget heading: Debt payments or debt obligations
    Fun alternative budget heading: I’m part of a world that runs on debt.

  5. Typical budget heading: Personal use items
    Fun alternative budget heading: My own life matters too, you know.

Can you think of any other silly or crazy budget category headings? We’d love to hear them.

Related: Teaching your children good financial habits.

Make budgets fun, make budgeting fun

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