Credit report errors are common but can be quickly resolved by disputing with creditors or credit report agencies directly.
Struggling with student debt in Canada? As of November 1st, 2016, you can delay repayment till you earn C$25,000 per year according to the updated Repayment Assistance Plan revealed by the Canadian Government.
Prevent budgeting burnout and frugal fatigue by using a ‘splurge budget’, making budgeting fun, involving the family for support and linking your personal finance efforts to a goal to stay motivated.
3 ways thrifty folks can cut spending is by using the ‘piggy banking’ budgeting method, checking the price per unit before buying anything and planning their meals to curb wastage.
Save and earn money with a purpose in life to stay motivated and avoid personal finance burnout that comes with a lack of interest in managing your money carefully.
Create a $15,000 emergency fund in 9 months by budgeting each month and cutting all extra expenses, investing to supplement savings and depositing your savings in an account that is difficult to access (i.e. without an ATM or checkbook).
A budget is telling your money where to go instead of wondering where it went – Dave Ramsey Money Quote. This article looks at the benefit, purpose, method and result of personal financial budgets.