family budget for family, household budgets and family

Family Financial Budgets – 4 Reasons to Involve Them

4 reasons you should make budgets with your family – more creative ideas, fun activity that teaches teamwork and importance of compromise, develop ownership of the process, and instill good financial habits.

family budget for family, household budgets and family

Family Financial Budgets – 4 Reasons to Involve Them

4 reasons you should make budgets with your family – more creative ideas, fun activity that teaches teamwork and importance of compromise, develop ownership of the process, and instill good financial habits.

Lifestyle inflation and debt repayment, difference between needs and wants

Difference Between Needs and Wants – Stay Debt Free and Avoid Lifestyle Inflation

Avoid lifestyle inflation and perpetual indebtedness by knowing the difference between needs and wants. Needs are items essential for survival, like food and shelter, while wants are items things that feed your desires and wishes, such as branded clothes and expensive gadgets.

Lifestyle inflation and debt repayment, difference between needs and wants

Difference Between Needs and Wants – Stay Debt Free and Avoid Lifestyle Inflation

Avoid lifestyle inflation and perpetual indebtedness by knowing the difference between needs and wants. Needs are items essential for survival, like food and shelter, while wants are items things that feed your desires and wishes, such as branded clothes and expensive gadgets.

Frugality meaning, frugal living tips and ideas

What is Frugal Living – Definition, Happiness and Freedom From Debt

A frugal philosophy helps you differentiate needs from wants, promotes ‘value-for-money spending’, prefers experiences that nurture relationships and ignores social standards of success.

Frugality meaning, frugal living tips and ideas

What is Frugal Living – Definition, Happiness and Freedom From Debt

A frugal philosophy helps you differentiate needs from wants, promotes ‘value-for-money spending’, prefers experiences that nurture relationships and ignores social standards of success.

emergency fund definition, emergency fund size

Save Money in an Emergency Fund to Stay Debt Free

Save money in an Emergency Fund to meet unexpected expenses instead of relying on debt from credit cards and banks.

emergency fund definition, emergency fund size

Save Money in an Emergency Fund to Stay Debt Free

Save money in an Emergency Fund to meet unexpected expenses instead of relying on debt from credit cards and banks.

interest free debt, low cost debt, cheap credit for emergencies

4 Sources of Cheap Credit / Affordable Debt for Emergencies

Debt via banks and credit cards should be your last resort. Consider these 4 alternative sources for cheap credit, i.e. affordable debt, that will not damage your credit score as much.

interest free debt, low cost debt, cheap credit for emergencies

4 Sources of Cheap Credit / Affordable Debt for Emergencies

Debt via banks and credit cards should be your last resort. Consider these 4 alternative sources for cheap credit, i.e. affordable debt, that will not damage your credit score as much.

improve credit score, improve credit rating

Bad Credit Isn’t A Scarlet Letter, But You Should Fix It Anyway

A bad credit score can hamper your goals in life by limiting access to cheap credit. Regularly paying your utility bills and responsibly using credit cards can gradually improve your credit rating.

improve credit score, improve credit rating

Bad Credit Isn’t A Scarlet Letter, But You Should Fix It Anyway

A bad credit score can hamper your goals in life by limiting access to cheap credit. Regularly paying your utility bills and responsibly using credit cards can gradually improve your credit rating.

good debt vs bad debt, is there such a thing as good debt

Good Debt Vs Bad Debt – There is No Such Thing as a Good Debt

There is no such thing as good debt. Instead, home loans and student loans can be labelled ‘less risky’ compared to short term consumer debt, which is very risky, in order to properly portray the reality of financial debt.

good debt vs bad debt, is there such a thing as good debt

Good Debt Vs Bad Debt – There is No Such Thing as a Good Debt

There is no such thing as good debt. Instead, home loans and student loans can be labelled ‘less risky’ compared to short term consumer debt, which is very risky, in order to properly portray the reality of financial debt.